Building the Future of Lending Infrastructure
Manage loans, borrowers, and repayments without spreadsheets, confusion, or manual follow-ups.
Trusted by lenders managing thousands of borrowers
Powering lenders with reliable mandate management, collections, device protection, and risk reduction at scale.
Solve the Biggest Challenges in Lending
Turn operational chaos into smooth, automated workflows.
Missed Payments & Manual Follow-ups
Stop spending hours chasing borrowers and sending reminders manually. Automate collections while maintaining better customer relationships.
Automated SMS & WhatsApp reminders before due dates
Borrower app with payment history and upcoming EMIs
AI-powered calling assistant for reminders and negotiations
EMI Default Risk
Reduce lending risk when financing smartphones, devices, or high-value goods with built-in protection mechanisms.
Optional Android device locking for EMI lending
Remote device control until dues are cleared
Credit bureau integrations for smarter lending decisions
Unpredictable Cash Flow
Gain complete visibility into collections and future cash flow so you can plan growth with confidence.
Auto-debit and digital payment integrations
Real-time collection tracking
Cash flow forecasting and reporting dashboards
Borrower & Staff Management App
Eliminate communication gaps with complete transparency for both borrowers and field teams.
Dedicated borrower mobile application
Field staff collection and disbursement app
Centralized loan tracking and communication logs
Get It Done With Lendstack
Lendstack dispenses an ingenious solution that is present in the manual lending process. Easily configure E-KYC, manage collections and optimize loan structuring to revamp your growth and improve productivity.
Get Started in Four Simple Steps
Register customers and loans
Add your clients in seconds with their name, phone number, and photo. Create loans with the amount, interest rate, term, and payment frequency. No paperwork, no Excel, no mistakes.
It supports daily, weekly, bi-weekly, and monthly payments with automatic installment calculation.
Charge with 3 taps
Record partial or full payments instantly. LendStack automatically applies the payment to principal and interest, updates the balance, and generates the digital receipt.
Send digital receipts to your customers and keep balances always clear.
Print professional receipts
Connect your 58mm Bluetooth or Wi-Fi printer and deliver physical receipts instantly. Each receipt includes a digital signature, your logo, and full payment traceability.
You can also send PDF receipts via WhatsApp or email directly from the app.
Analyze and grow
Access the real-time dashboard with metrics on collections, delinquency by route, projected cash flow, and exportable reports for your accountant.
Make data-driven decisions to grow your portfolio sustainably.
Collection Platform for Every Type of Business
From regulated lenders to MSMEs — LendStack adapts to your collection model.
Individual Money Lenders
Digitize collections, track repayments, and manage borrowers with simple tools designed to scale as your lending business grows.
Microfinance Institutions
Manage large borrower portfolios, field collections, and repayment tracking with complete operational visibility.
NBFCs & Regulated Lenders
Enterprise-grade collections infrastructure with compliance-ready reporting, audit trails, and security controls.
EMI-Based Consumer Lending
Reduce defaults through automated collections, device protection, and borrower engagement tools.
Vehicle Dealers, Mobile Shops & Retailers
Offer smartphones, vehicles, and electronics on EMI while tracking repayments and managing financed assets efficiently.
Credit Cooperative Societies
Automate member loan repayments and deposit collections with transparent, compliant workflows.
Trusted by lenders across India and beyond
Built with the security, transparency, and compliance standards lenders need to manage their business with confidence.
Secure by design
Enterprise-grade encryption, secure authentication, and protected borrower data across the platform.
Audit trails
Every loan, payment, and user action is tracked with a complete audit history.
Compliance ready
Built to support operational controls, documentation, and regulatory reporting requirements.
Complete visibility
Real-time dashboards and reports provide full visibility across borrowers, collections, and operations.